Company: Bank of America
Location: India
Employment Type: Full-time
Description:
Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make… an impact, along with the power to make a difference. Join us!
The Team
• ECA team is based in APAC, EMEA and US
• Multicultural with multiple nationalities represented.
• Supportive and nurturing environment, employee satisfaction is a top priority.
• APAC team of 15 is part of a global team of over 100 people – role will provide opportunities to connect with global team members.
• Prescribed and on the job training plus opportunities to further banking knowledge for career development.
• Striving for operating consistency and efficiency are key goals of all.
Job Description:
• ECA is a front-line unit and part of Global Banking & Markets (GBAM)
• Support GBAM credit risk underwriters
• Ownership and autonomy over a portfolio of Corporate/FI clients from a credit administration perspective
• Ownership of key metric deliverables related to credit facilities and data quality
• Responsibility for delivering to deadlines.
• Work closely with credit and operational business partners.
• Learn about clients, industries, and risk management.
• Help simplify and improve our processes.
• Opportunity to grow.
• Great place to work.
Responsibilities:
• Support and assist Credit Officers on daily basis in the management of their portfolios, including the review of global credit facilities.
• Creation of credit approval documents for new, renewed and amended loan, trading and GTS facilities, and the processing of these through the bank systems of record.
• Review approved credit approval documents to ensure compliance with bank policy and procedures.
• Identify and resolve facility data discrepancies.
• Respond to enquiries from credit officers and other business partners. Investigate and resolve incoming queries relating to the portfolio.
• Monitor and resolve facility document exceptions.
• Create, maintain, and monitor credit and financial events and manage exceptions.
• Maintain accurate document records.
• Help simplify and improve our processes.
• Develop and participate in strategic initiatives for efficiency opportunities with senior-level management across the organization and team members.
• Review procedures and technology for efficiencies.
Competencies we look for:
• Strong communication skills, both written/oral, ability to communicate effectively across various lines of business and levels.
• Demonstrate decision-making, analytical, technical, and leadership skills.
• Ability to adapt to a changing environment and responsibilities.
• Quickly learns and understand processes, systems, and products.
• Functions under pressure to meet deadlines, proficient at multi-tasking and managing competing priorities.
• Ability to escalate when needed.
• Can independently analyse complex issues, identify, and execute practical solutions.
• Proactively shares information/ideas and consistently identifies best practices.
• Ability to work as part of a diverse team and display reliability, flexibility, and open/ constructive communication in a courteous and professional manner.
• Can influence others and build relationships.
• Aptitude to take on additional ad hoc initiatives outside of normal day to day activities.
Skills we look for:
• University graduate or equivalent and/or track record of relevant experience.
• Institutional banking experience. Knowledge of credit products an added advantage.
• PC literate and systems oriented with proficiency in all Microsoft applications
Source: LinkedIn
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