Company: RAKBANK
Location: Dubai – United Arab Emirates
Employment Type: Full-time
Description:
About the Company
RAKBANK, also known as the National Bank of Ras Al-Khaimah, is a Public Joint Stock Company based in the United Arab Emirates (UAE). It was founded in 1976 and is one of the oldest banks in the UAE. The Bank operates within retail and corporate banking, offering a range of services including personal and business banking, credit cards, loans, investment services, and wealth management. In the recent years, the Bank has achieved significant milestones which includes being named as one of the world’s best banks by Forbes ME (2022) and was awarded UAE’s SME Bank of the year by the Asian Banking and Finance Awards. The Bank has been successful in achieving the highest profitability and lowest cost of risk since 2015. It has also seen significant growth in its acquiring business, card spending, and business loans. Being on a transformational journey, in partnership with Honeywell, RAKBANK has also taken steps towards sustainability by reducing its overall energy… consumption. We are a diverse team comprising of over 3,000 employees from across 58 countries. We make conscious efforts to build talented and diversified teams and encourage people to develop their full potential. We are committed to providing a working environment that promotes work-life balance, career development, recognition and security for the future. In line with our strategy, a major part of our transformation journey is to future proof our bank and establish ourselves as a ‘Digital bank with human touch’, for our customers. So, join us in co-creating the future of RAKBANK!
About the Role
Develop a vision for the SME Lending related digital products and, together with the relevant proxy product owners, be accountable for the delivery of that roadmap, ensuring alignment to the Digital Product and wider Bank strategy, with a clear user focused service design approach. Collaborate with key stakeholders from across the Business including Credit, the Branch, Financial Product and the control functions to understand business requirements and priorities, supporting effective inclusion in your product roadmap. Build and lead a high performing team of Digital Product Owners who oversee proactive, customer focused multi-disciplinary teams. Lead technical squad and business product for Digital advanced Instalment Loans, invoice lending, BNPL, Credit Line, Merchant Loans, Micro Credit, Micro Savings, Fixed Deposits products. Develop Digital Strategic Partnerships with external third parties, trade license authorities, free zones, and government entities. Develop an inclusive and collaborative culture where the advice and knowledge of skilled specialists around user insights, journey and UX design, technology delivery, security and infrastructure are heard and respected in order to develop highly effective digital products through a process of research, ideation and design.
Responsibilities
• Develop a vision for the SME Lending related digital products
• Collaborate with key stakeholders from across the Business
• Build and lead a high performing team of Digital Product Owners
• Lead technical squad and business product for Digital advanced Instalment Loans, invoice lending, BNPL, Credit Line, Merchant Loans, Micro Credit, Micro Savings, Fixed Deposits products
• Develop Digital Strategic Partnerships with external third parties, trade license authorities, free zones, and government entities
• Develop an inclusive and collaborative culture
Qualifications
15+ years of cumulative experience, including a minimum of 10+ years in digital product development and leadership of a single or multiple Agile squads. Bachelor’s degree as a prerequisite, with an advanced degree considered advantageous.
Required Skills
• Established track record as a Product Owner or in a comparable role, with a focus on back-end/front-end engineering and software solutions within the banking and finance sector
• Proficiency in agile development methodologies such as Scrum or Kanban, and a history of collaborating in cross-functional teams
• Familiarity with AI, block chain and machine learning concepts, data analytics, workflow automation, JAVA-based app creation, and cloud-based technologies
Preferred Skills
Pay for performance culture (Competitive and performance-linked compensation). Provision of medical care plan for your family and you. Comprehensive Life insurance plan. Diverse workforce and inclusive culture. Career development and growth opportunities by design. Work with the best minds in the field. Get opportunities to bring your whole self to the organization and perform to your best.
Equal Opportunity Statement
Include a statement on commitment to diversity and inclusivity
Source: LinkedIn
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