Senior Product Manager-Personal Loan

Company: IDFC FIRST Bank
Location: India
Employment Type: Full-time
Description:
Role/ Job Title: Senior Product Manager – Personal Loan

Function/ Department: Personal Loan

Job Purpose

The role entails scaling up the Personal Loan lending business by implementing strategies to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in the most cost efficient and technology effective manner. It includes building up teams, systems, process and culture amenable to the scale and consistency of delivery. Role will closely collaborate with Retail team – Product Head, Operations, Sales, IT, Credit, BIU for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities
• Portfolio Review and Performance management through various analytical cuts and decks for periodic review.
• Guide distribution of Personal Loan ensuring volume scale-up as per the defined targets.
•… Collaborate with the Digital Marketing team to increase customer penetration via digital medium.
• Build and nurture strategic partnerships across key dealers, OEMs, channel/product partners etc. to increase the penetration of the assigned portfolio.
• Improve the performance & quality of portfolio through regular monitoring and providing recommendations for course correction to the Product and Sales teams.
• Support the Product team in Personal Loan category to provide differentiated offerings and drive business growth.
• Work with business analytics team to identify potential for Cross Sell.

Education Qualification

Graduation: Bachelor of Science (B.Sc) / Bachelor of Computer Applications (BCA) / Bachelor of Commerce(B.Com) / Bachelor of Business Administration(BBA)

Post-graduation: MBA / PGDM

Experience: 5 to 10 years of relevant experience

Source: LinkedIn

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