Company: Qatar National Bank
Location: Doha, Qatar
Employment Type: Full-time
Description:
وصف
Summary
The incumbent reviews and assesses proposals for credit facilities for QNB Domestic customers, provides technical support, and conducts credit analysis. Responsibilities
• Performs thorough analysis and review of credit proposals, ensuring compliance with standard rules, principles, and best-practices.
• Assesses credit worthiness by analyzing business data, financial statements, and key risks associated with specific credit.
• Recommends approval of credit facilities when the borrower is credit worthy and the facility structure and terms are satisfactory.
• Reviews client risk assessment reports, executes appropriate actions, and ensures compliance with credit policies and procedures.
• Ensures all business areas comply with credit deliverables and covenants in a timely manner.
• Determines Obligor Risk Ratings using the Moody’s Risk Analysis system and methodology.
• Recommends decline of credit applications if the proposed credit doesn’t fit the bank’s criteria or has… a high risk of default.
• Coordinates lending activities with business units to ensure timely processing of customer credit requests.
Experience
• Bachelor’s degree in a relevant field, preferably with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration, or Information Technology.
• At least 10 years’ experience in a major bank in a corporate or risk function, with experience in financial analysis, credit assessment, and financial packaging.
• Strong analytical skills, excellent accounting and financial analysis skills, and good quantitative financial modelling, analytical, and research skills.
• Proficiency in risk concepts, banking products/operations/systems, pertinent regulatory requirements, International Accounting Standards, and related pronouncements.
• Good knowledge and experience in loan and security preparation and review, with strong analytical skills and ability to communicate with all levels of management.
• Superior knowledge of MS Word, Excel, and Power Point applications for report presentations, financial analysis, cash flow projections, and financial modelling.
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Source: Jooble
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