Company: The Bank Forte
Location: Chennai, Tamil Nadu
Employment Type: Full–time
Posted: 17 hours ago
Description:
Position – Area Credit Manager – MEF/SFP loans
Reporting to – RCM
Specific Responsibilities –
• Underwriting of MEF & SFP (medical equipment/machinery funding, School funding) cases
• Make optimal use of the Loan Origination System and Loan Management system
• Maintain Credit TAT Manage Credit Underwriting as per policy
• Monitor Delinquency and NPA to budgeted levels for the product
• Manage Credit Cost as per approved budgets
• Give feedback to Credit Policy based on experience of underwriting
• Data Slicing/ Analysis and publishing of the reports
• PDD monitoring
• Industry Analysis
Key Performance Indicators –
• TAT
• Portfolio Quality
• Quality of Appraisal
• Cost Management
• Implementation of Processes Internal – Sales, Credit Underwriting team, HR, Admin, IT
External – Customers, Agencies
Experience – Credit Underwriting Experience of minimum 5-6 years
Technical Competencies –
• Positive, pro-business attitude
• Excellent Analytical skills
• Communication and Presentation skills
• Product knowledge
• Ability to understand asset type and its viability
• Ability to read and understand legal and technical reports and valuations related to properties financed by the company
Personal Attributes –
• Presentation Skills
• Communication Skills
• Analytical Skills
• Sincere
• Liasonsing skills
Formal Qualification – Chartered Accountant / MBA (Finance) Mandatory
What is mandatory & Desirable –
• Good communication skills
• Good Financial Analysis Skill
• Knowledge of Computer Application
Apply via:
• LinkedIn
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